12164 ZIP Code – Speculator, New York
12164 is a ZIP code serving Speculator, New York in Hamilton County with a population of approximately 485 residents. The median household income of $57,292 is below the New York average and below the national average. The median home value of $187,500 is below the national average, with 74.0% owner-occupied housing (decreasing). , and the median rent of $950 is near the national average. Housing consists of 81% single-family (decreasing), 10% duplex/multi-family.
Unemployment stands at 3.0%, which is well below the U.S. rate. The poverty rate of 17.1% is above the U.S. average. 31.1% of adults hold a bachelor's degree or higher, above the U.S. average. The median age is 64.1, above the national median. Nearby ZIP codes include 12864, 12139, 12108.
ZIP Code 12164 Data
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ZIP 12164 vs. New York vs. U.S.
| Metric | ZIP 12164 | NY Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 485 | 11k | 10k |
| Median Household Income | $57k | $86k | $73k |
| Median Home Value | $187k | $342k | $258k |
| Median Rent | $950 | $1,328 | $1,088 |
| Median Age | 64.1 | 44.2 | 43.2 |
| Unemployment Rate | 3.0% | 5.3% | 5.0% |
| Poverty Rate | 17.1% | 11.8% | 13.3% |
| Bachelor's Degree or Higher | 31.1% | 34.4% | 26.9% |
Demographics Charts
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Education Level (adults 25+)
Nearby ZIP Codes
- 12864 – Sabael
- 12139 – Piseco
- 12108 – Lake Pleasant
- 12842 – Indian Lake
- 12190 – Wells
- 12856 – North River
- 12812 – Blue Mountain Lake
- 13360 – Inlet
- 13436 – Raquette Lake
- 12811 – Bakers Mills
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 12864 | SABAEL | 9 | Not provided |
| 12139 | PISECO | 286 | $83,750 |
| 12108 | LAKE PLEASANT | 408 | $74,688 |
| 12842 | INDIAN LAKE | 705 | Not provided |
| 12190 | WELLS | 641 | $53,977 |