12304 ZIP Code – Schenectady, New York

12304 is a ZIP code serving Schenectady, New York in Schenectady County with a population of approximately 21,901 residents. The median household income of $63,349 is below the New York average and near the national average. Homes in this ZIP code have a median value of $152,600, well below the national average, with 59.6% owner-occupied housing (increasing). , and the median rent of $1,057 is near the national average. Housing consists of 60% single-family (decreasing), 14% apartments (increasing), 23% duplex/multi-family.

The unemployment rate is 7.9%, well above the national average. The poverty rate is 20.4%, well above the national average. 24.8% of adults hold a bachelor's degree or higher, near the U.S. average. At 42.0, the median age is near the national figure. The surrounding area includes ZIP codes 12309, 12303, 12307.

ZIP Code 12304 Data

Population 21,901
Median Household Income $63,349
Median Home Value $152,600
Median Rent $1,057
Median Age 42.0
Unemployment Rate 7.9%
Poverty Rate 20.4%
Bachelor's Degree or Higher 24.8%
State New York

ZIP 12304 vs. New York vs. U.S.

MetricZIP 12304NY Avg.U.S. Avg.
Population21k11k10k
Median Household Income$63k$86k$73k
Median Home Value$152k$342k$258k
Median Rent$1,057$1,328$1,088
Median Age42.044.243.2
Unemployment Rate7.9%5.3%5.0%
Poverty Rate20.4%11.8%13.3%
Bachelor's Degree or Higher24.8%34.4%26.9%

Demographics Charts

Race & Ethnicity

Gender

Education Level (adults 25+)

Nearby ZIP Codes

Nearby ZIP Code Comparison

ZIP Code City Population Median Income
12309 SCHENECTADY 33,332 $119,268
12303 SCHENECTADY 29,680 $77,917
12307 SCHENECTADY 7,863 $31,571
12308 SCHENECTADY 14,367 $56,156
12305 SCHENECTADY 6,922 $50,945