12304 ZIP Code – Schenectady, New York
12304 is a ZIP code serving Schenectady, New York in Schenectady County with a population of approximately 21,901 residents. The median household income of $63,349 is below the New York average and near the national average. Homes in this ZIP code have a median value of $152,600, well below the national average, with 59.6% owner-occupied housing (increasing). , and the median rent of $1,057 is near the national average. Housing consists of 60% single-family (decreasing), 14% apartments (increasing), 23% duplex/multi-family.
The unemployment rate is 7.9%, well above the national average. The poverty rate is 20.4%, well above the national average. 24.8% of adults hold a bachelor's degree or higher, near the U.S. average. At 42.0, the median age is near the national figure. The surrounding area includes ZIP codes 12309, 12303, 12307.
ZIP Code 12304 Data
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ZIP 12304 vs. New York vs. U.S.
| Metric | ZIP 12304 | NY Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 21k | 11k | 10k |
| Median Household Income | $63k | $86k | $73k |
| Median Home Value | $152k | $342k | $258k |
| Median Rent | $1,057 | $1,328 | $1,088 |
| Median Age | 42.0 | 44.2 | 43.2 |
| Unemployment Rate | 7.9% | 5.3% | 5.0% |
| Poverty Rate | 20.4% | 11.8% | 13.3% |
| Bachelor's Degree or Higher | 24.8% | 34.4% | 26.9% |
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Nearby ZIP Codes
- 12309 – Schenectady
- 12303 – Schenectady
- 12307 – Schenectady
- 12308 – Schenectady
- 12305 – Schenectady
- 12084 – Guilderland
- 12148 – Rexford
- 12205 – Albany
- 12008 – Alplaus
- 12085 – Guilderland Center
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 12309 | SCHENECTADY | 33,332 | $119,268 |
| 12303 | SCHENECTADY | 29,680 | $77,917 |
| 12307 | SCHENECTADY | 7,863 | $31,571 |
| 12308 | SCHENECTADY | 14,367 | $56,156 |
| 12305 | SCHENECTADY | 6,922 | $50,945 |