20732 ZIP Code – Chesapeake Beach, Maryland
20732 is a mid-sized ZIP code in Chesapeake Beach, Maryland, part of Calvert County with a population of approximately 10,676 residents. The median household income is $130,008 — above the Maryland average and well above the national average. Homes in this ZIP code have a median value of $401,500, well above the national average, with 87.5% owner-occupied housing (increasing). , with median rent coming in at $1,865 — well above the national figure. Housing consists of 96% single-family (increasing).
At 3.0%, the unemployment rate is well below the national figure. About 2.3% of residents live below the poverty line, well below the national rate. 41.8% of adults hold a bachelor's degree or higher, well above the U.S. average. The median age is 43.3, near the national median. Neighboring ZIP codes include 20689, 20714, 20639.
ZIP Code 20732 Data
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ZIP 20732 vs. Maryland vs. U.S.
| Metric | ZIP 20732 | MD Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 10k | 13k | 10k |
| Median Household Income | $130k | $107k | $73k |
| Median Home Value | $401k | $404k | $258k |
| Median Rent | $1,865 | $1,552 | $1,088 |
| Median Age | 43.3 | 43.5 | 43.2 |
| Unemployment Rate | 3.0% | 5.0% | 5.0% |
| Poverty Rate | 2.3% | 9.4% | 13.3% |
| Bachelor's Degree or Higher | 41.8% | 37.6% | 26.9% |
Demographics Charts
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Education Level (adults 25+)
Nearby ZIP Codes
- 20689 – Sunderland
- 20714 – North Beach
- 20639 – Huntingtown
- 20736 – Owings
- 20758 – Friendship
- 20779 – Tracys Landing
- 20754 – Dunkirk
- 20751 – Deale
- 20678 – Prince Frederick
- 20608 – Aquasco
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 20689 | SUNDERLAND | 1,884 | $174,750 |
| 20714 | NORTH BEACH | 4,767 | $86,534 |
| 20639 | HUNTINGTOWN | 15,058 | $144,035 |
| 20736 | OWINGS | 9,274 | $158,924 |
| 20758 | FRIENDSHIP | 542 | $112,065 |