38685 ZIP Code – Waterford, Mississippi
Located in Waterford, Mississippi, ZIP code 38685 is a small ZIP code within Marshall County with a population of approximately 1,120 residents. The median household income of $49,861 is near the Mississippi average and below the national average. At $203,800, median home values run below the national average, with 95.1% owner-occupied housing (decreasing). Housing consists of 75% single-family (decreasing).
The area reports an unemployment rate of 5.0%, near the national average. The poverty rate of 16.2% is above the U.S. average. An estimated 4.6% of adults hold a bachelor's degree or higher, well below the national average. The median age is 63.7, above the national median. Neighboring ZIP codes include 38601, 38659, 38635.
ZIP Code 38685 Data
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ZIP 38685 vs. Mississippi vs. U.S.
| Metric | ZIP 38685 | MS Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 1,120 | 7,078 | 10k |
| Median Household Income | $49k | $48k | $73k |
| Median Home Value | $203k | $121k | $258k |
| Median Rent | — | $787 | $1,088 |
| Median Age | 63.7 | 39.8 | 43.2 |
| Unemployment Rate | 5.0% | 6.6% | 5.0% |
| Poverty Rate | 16.2% | 22.0% | 13.3% |
| Bachelor's Degree or Higher | 4.6% | 18.9% | 26.9% |
Demographics Charts
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Education Level (adults 25+)
Nearby ZIP Codes
- 38601 – Abbeville
- 38659 – Potts Camp
- 38635 – Holly Springs
- 38677 – Oxford
- 38633 – Hickory Flat
- 38627 – Etta
- 38655 – Oxford
- 38619 – Como
- 38650 – Myrtle
- 38611 – Byhalia
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 38601 | ABBEVILLE | 2,303 | $38,681 |
| 38659 | POTTS CAMP | 2,012 | $43,302 |
| 38635 | HOLLY SPRINGS | 15,608 | $55,723 |
| 38677 | OXFORD | 4,589 | Not provided |
| 38633 | HICKORY FLAT | 2,624 | $37,500 |