40823 ZIP Code – Cumberland, Kentucky
Located in Cumberland, Kentucky, ZIP code 40823 is a small ZIP code within Harlan County with a population of approximately 3,846 residents. At $34,491, the median household income here runs below the Kentucky average and well below the U.S. average. At $68,900, median home values run well below the national average, with 55.9% owner-occupied housing (decreasing). , with median rent coming in at $532 — well below the national figure. Housing consists of 62% single-family (decreasing), 12% apartments (increasing), 8% duplex/multi-family.
The area reports an unemployment rate of 17.5%, well above the national average. About 42.3% of residents live below the poverty line, well above the national rate. An estimated 12.9% of adults hold a bachelor's degree or higher, well below the national average. At 31.8, the median age is below the national figure. The surrounding area includes ZIP codes 40807, 40855, 41833.
ZIP Code 40823 Data
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ZIP 40823 vs. Kentucky vs. U.S.
| Metric | ZIP 40823 | KY Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 3,846 | 5,902 | 10k |
| Median Household Income | $34k | $55k | $73k |
| Median Home Value | $68k | $139k | $258k |
| Median Rent | $532 | $801 | $1,088 |
| Median Age | 31.8 | 42.4 | 43.2 |
| Unemployment Rate | 17.5% | 5.6% | 5.0% |
| Poverty Rate | 42.3% | 21.4% | 13.3% |
| Bachelor's Degree or Higher | 12.9% | 16.9% | 26.9% |
Demographics Charts
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Nearby ZIP Codes
- 40807 – Benham
- 40855 – Lynch
- 41833 – Linefork
- 40927 – Closplint
- 41819 – Gordon
- 40843 – Holmes Mill
- 41735 – Delphia
- 40862 – Partridge
- 41821 – Hallie
- 24265 – Keokee
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 40807 | BENHAM | 523 | $51,726 |
| 40855 | LYNCH | 738 | $27,778 |
| 41833 | LINEFORK | 140 | Not provided |
| 40927 | CLOSPLINT | 767 | $59,083 |
| 41819 | GORDON | 244 | Not provided |