40823 ZIP Code – Cumberland, Kentucky

Located in Cumberland, Kentucky, ZIP code 40823 is a small ZIP code within Harlan County with a population of approximately 3,846 residents. At $34,491, the median household income here runs below the Kentucky average and well below the U.S. average. At $68,900, median home values run well below the national average, with 55.9% owner-occupied housing (decreasing). , with median rent coming in at $532 — well below the national figure. Housing consists of 62% single-family (decreasing), 12% apartments (increasing), 8% duplex/multi-family.

The area reports an unemployment rate of 17.5%, well above the national average. About 42.3% of residents live below the poverty line, well above the national rate. An estimated 12.9% of adults hold a bachelor's degree or higher, well below the national average. At 31.8, the median age is below the national figure. The surrounding area includes ZIP codes 40807, 40855, 41833.

ZIP Code 40823 Data

Population 3,846
Median Household Income $34,491
Median Home Value $68,900
Median Rent $532
Median Age 31.8
Unemployment Rate 17.5%
Poverty Rate 42.3%
Bachelor's Degree or Higher 12.9%
County Harlan County
State Kentucky

ZIP 40823 vs. Kentucky vs. U.S.

MetricZIP 40823KY Avg.U.S. Avg.
Population3,8465,90210k
Median Household Income$34k$55k$73k
Median Home Value$68k$139k$258k
Median Rent$532$801$1,088
Median Age31.842.443.2
Unemployment Rate17.5%5.6%5.0%
Poverty Rate42.3%21.4%13.3%
Bachelor's Degree or Higher12.9%16.9%26.9%

Demographics Charts

Race & Ethnicity

Gender

Education Level (adults 25+)

Nearby ZIP Codes

Nearby ZIP Code Comparison

ZIP Code City Population Median Income
40807 BENHAM 523 $51,726
40855 LYNCH 738 $27,778
41833 LINEFORK 140 Not provided
40927 CLOSPLINT 767 $59,083
41819 GORDON 244 Not provided