32401 ZIP Code – Panama City, Florida

Located in Panama City, Florida, ZIP code 32401 is a mid-sized ZIP code within Bay County with a population of approximately 18,120 residents. At $46,603, the median household income here runs below the Florida average and below the U.S. average. Homes in this ZIP code have a median value of $172,200, below the national average, with 60.3% owner-occupied housing (increasing). , and the median rent of $1,055 is near the national average. Housing consists of 68% single-family (increasing), 11% apartments (decreasing), 11% duplex/multi-family.

At 5.2%, the unemployment rate is near the national figure. About 16.3% of residents live below the poverty line, above the national rate. 19.9% of adults hold a bachelor's degree or higher, below the U.S. average. At 42.6, the median age is near the national figure. Neighboring ZIP codes include 32405, 32408, 32444.

ZIP Code 32401 Data

Population 18,120

Median Household Income $46,603

Median Home Value $172,200

Median Rent $1,055

Median Age 42.6

Unemployment Rate 5.2%

Poverty Rate 16.3%

Bachelor's Degree or Higher 19.9%

County Bay County

State Florida

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ZIP 32401 vs. Florida vs. U.S.

Metric	ZIP 32401	FL Avg.	U.S. Avg.
Population	18k	21k	10k
Median Household Income	$46k	$70k	$73k
Median Home Value	$172k	$307k	$258k
Median Rent	$1,055	$1,414	$1,088
Median Age	42.6	45.1	43.2
Unemployment Rate	5.2%	4.7%	5.0%
Poverty Rate	16.3%	13.4%	13.3%
Bachelor's Degree or Higher	19.9%	30.6%	26.9%

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Education Level (adults 25+)

Nearby ZIP Codes

Nearby ZIP Code Comparison

ZIP Code	City	Population	Median Income
32405	PANAMA CITY	29,661	$68,070
32408	PANAMA CITY	18,594	$64,561
32444	LYNN HAVEN	21,564	$84,893
32407	PANAMA CITY BEACH	14,710	$75,093
32403	PANAMA CITY	746	$90,104