32409 ZIP Code – Panama City, Florida

32409 is a ZIP code serving Panama City, Florida in Bay County with a population of approximately 10,518 residents. At $56,276, the median household income here runs below the Florida average and below the U.S. average. At $173,800, median home values run below the national average, with 92.2% owner-occupied housing (increasing). . Median rent is $1,255, which is above the U.S. average. Housing consists of 67% single-family (increasing).

Unemployment stands at 5.8%, which is above the U.S. rate. An estimated 17.9% of the population falls below the poverty line, above the national figure. About 24.4% of residents have completed a four-year degree, near the national rate. The population has a median age of 43.8, near the national median. Nearby ZIP codes include 32444, 32405, 32407.

ZIP Code 32409 Data

Population 10,518

Median Household Income $56,276

Median Home Value $173,800

Median Rent $1,255

Median Age 43.8

Unemployment Rate 5.8%

Poverty Rate 17.9%

Bachelor's Degree or Higher 24.4%

County Bay County

State Florida

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ZIP 32409 vs. Florida vs. U.S.

Metric	ZIP 32409	FL Avg.	U.S. Avg.
Population	10k	21k	10k
Median Household Income	$56k	$70k	$73k
Median Home Value	$173k	$307k	$258k
Median Rent	$1,255	$1,414	$1,088
Median Age	43.8	45.1	43.2
Unemployment Rate	5.8%	4.7%	5.0%
Poverty Rate	17.9%	13.4%	13.3%
Bachelor's Degree or Higher	24.4%	30.6%	26.9%

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Education Level (adults 25+)

Nearby ZIP Codes

Nearby ZIP Code Comparison

ZIP Code	City	Population	Median Income
32444	LYNN HAVEN	21,564	$84,893
32405	PANAMA CITY	29,661	$68,070
32407	PANAMA CITY BEACH	14,710	$75,093
32413	PANAMA CITY BEACH	14,820	$75,970
32408	PANAMA CITY	18,594	$64,561