32405 ZIP Code – Panama City, Florida

Located in Panama City, Florida, ZIP code 32405 is a large ZIP code within Bay County with a population of approximately 29,661 residents. Residents earn a median household income of $68,070, which is near the Florida average and near the national figure. Homes in this ZIP code have a median value of $232,400, near the national average, with 59.5% owner-occupied housing (decreasing). . Median rent is $1,320, which is above the U.S. average. Housing consists of 69% single-family (increasing), 20% apartments (increasing), 6% duplex/multi-family.

The area reports an unemployment rate of 2.7%, well below the national average. About 14.7% of residents live below the poverty line, near the national rate. About 29.4% of residents have completed a four-year degree, near the national rate. The population has a median age of 36.5, below the national median. ZIP codes in the surrounding area include 32444, 32401, 32408.

ZIP Code 32405 Data

Population 29,661

Median Household Income $68,070

Median Home Value $232,400

Median Rent $1,320

Median Age 36.5

Unemployment Rate 2.7%

Poverty Rate 14.7%

Bachelor's Degree or Higher 29.4%

County Bay County

State Florida

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ZIP 32405 vs. Florida vs. U.S.

Metric	ZIP 32405	FL Avg.	U.S. Avg.
Population	29k	21k	10k
Median Household Income	$68k	$70k	$73k
Median Home Value	$232k	$307k	$258k
Median Rent	$1,320	$1,414	$1,088
Median Age	36.5	45.1	43.2
Unemployment Rate	2.7%	4.7%	5.0%
Poverty Rate	14.7%	13.4%	13.3%
Bachelor's Degree or Higher	29.4%	30.6%	26.9%

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Education Level (adults 25+)

Nearby ZIP Codes

Nearby ZIP Code Comparison

ZIP Code	City	Population	Median Income
32444	LYNN HAVEN	21,564	$84,893
32401	PANAMA CITY	18,120	$46,603
32408	PANAMA CITY	18,594	$64,561
32407	PANAMA CITY BEACH	14,710	$75,093
32404	PANAMA CITY	40,969	$66,230