32404 ZIP Code – Panama City, Florida

32404 is a large ZIP code in Panama City, Florida, part of Bay County with a population of approximately 40,969 residents. The median household income of $66,230 is near the Florida average and near the national average. At $211,100, median home values run below the national average, with 69.2% owner-occupied housing (decreasing). , with median rent coming in at $1,259 — above the national figure. Housing consists of 68% single-family (decreasing), 6% apartments (decreasing), 11% duplex/multi-family.

Unemployment stands at 3.2%, which is below the U.S. rate. The poverty rate is 9.5%, below the national average. About 21.1% of residents have completed a four-year degree, below the national rate. Residents have a median age of 38.1, near the U.S. median. Nearby ZIP codes include 32444, 32405, 32403.

ZIP Code 32404 Data

Population 40,969
Median Household Income $66,230
Median Home Value $211,100
Median Rent $1,259
Median Age 38.1
Unemployment Rate 3.2%
Poverty Rate 9.5%
Bachelor's Degree or Higher 21.1%
County Bay County
State Florida

ZIP 32404 vs. Florida vs. U.S.

MetricZIP 32404FL Avg.U.S. Avg.
Population40k21k10k
Median Household Income$66k$70k$73k
Median Home Value$211k$307k$258k
Median Rent$1,259$1,414$1,088
Median Age38.145.143.2
Unemployment Rate3.2%4.7%5.0%
Poverty Rate9.5%13.4%13.3%
Bachelor's Degree or Higher21.1%30.6%26.9%

Demographics Charts

Race & Ethnicity

Gender

Education Level (adults 25+)

Nearby ZIP Codes

Nearby ZIP Code Comparison

ZIP Code City Population Median Income
32444 LYNN HAVEN 21,564 $84,893
32405 PANAMA CITY 29,661 $68,070
32403 PANAMA CITY 746 $90,104
32401 PANAMA CITY 18,120 $46,603
32466 YOUNGSTOWN 6,167 $64,424